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having great credit is essential our

bank insurance company landlord even

employers check our credit but what if

our credit score isn't what it should be

are we really stuck with mistakes and

unfair accounts on our credit report for

seven years

hi i'm david from credit versio in this

short video i'll demonstrate the most

advanced credit repair software ever

created and we didn't build it for

credit repair companies we build it for

you

now fixing your own credit is fast easy

and a fraction of the cost of paying a

credit repair company while delivering

the same if not better results

in fact in credit versus first year 100

000 people created an account to fix

their own credit

let me show you why they did that

the fair credit reporting act demands

the credit bureaus delete any account

from your credit report that has errors

or can't be verified over 80 percent of

credit reports have at least one account

with an error that can drop credit

scores and most people don't even know

they're there

while the credit bureaus are happy to

delete these accounts for you the

problem is you have to find them but how

do you do that what do these errors look

like

and how do you remove them

credit versus solve this problem by

doing something that's never been done

before

without creating an inquiry credit

versio automatically imports all three

credit bureaus and scores finds every

negative account

creates a strategy to remove these

accounts

and then does all the hard work for you

creating a credit versus account and

linking a credit report is simple

let's start at the dashboard

the layout is easy to understand

credit scores from all three bureaus are

at the top

here's the dispute plan that's going to

show me exactly what to do more on that

in a second

below is the credit item section where

credit versio separated all the positive

accounts from the negative accounts

i could now dispute inquiries late

payments charge offs

collections foreclosure

repossessions student loans even

bankruptcy credit versio analyzed every

account and knows how to dispute them

let's go back up to the dispute plan and

i'll show you how easy this is starting

with transunion click create dispute

letter by default creditversio presents

all of my negative accounts

to see what's negative about each

account click the plus button the

negative information is in red here's a

credit card with late payments

and here's a charge-off account let's

take a closer look below each account is

the dispute strategy called the

suggested reason credit version found

this charge off account reporting twice

it's a

duplicate it then wrote the dispute

explaining the error and why the account

should be deleted it even included all

the details of both accounts and wrote

the dispute in the format the bureaus

prefer it might look subtle

but the suggested reason is a

breakthrough in artificial intelligence

when we look at a credit report we see

this

a brief snapshot of our creditors

balances dates payment history and a few

other

details this is what credit versio sees

a complete digital file that contains

even more information the details of

every account are here and buried in

thousands of lines of code

is the formula for deleting it

this is how credit versio can find 20

different kinds of errors exposing

incorrect unverifiable and unfair

accounts

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but even if there's not an error

the right dispute strategy could expose

a problem with an account causing it to

be deleted when it comes to strategic

disputes credit versio has no equal tens

of thousands of people using credit

versio have created millions of disputes

credit versio remembers every single one

of them and ranks each dispute reason in

order of success the most effective

dispute becomes the suggested reason all

i have to do is select which accounts i

want to dispute i can dispute one

account or 100 accounts credit version

tracks every single one of them

i'll click next by default credit versio

adds the suggested reason

but i have the option of choosing

another reason from the drop down menu

if i think it's a better fit i can even

write a custom dispute reason if i want

i have full control over the dispute

process

it took me seconds to select the dispute

reasons for my accounts click finish my

dispute letter has been emailed to me so

i can print and mail it

the laws that give us the right to

dispute and remove accounts from our

credit report were written in the 1970s

with paper disputes in mind online

disputes are not treated the same way as

paper disputes and that can make them

far less effective from here i would go

on to create my dispute letters for

experian and equifax but let's go back

to the homepage the dispute process is

timed by federal law and the dispute

plan lets me know when i need to mail my

letter and when credit version will

bring in my new credit report to provide

the results i'll click mark letter as

sent and i'm done it's that easy

credit versio did all of the hard work

for me and is now going to track my

disputes let's fast forward to next

month and see the results credit version

is the first and only diy software that

can import my new three bureau credit

report and compare it to the credit

report from last month analyzing

thousands of data points the ai finds

every change that took place including

the accounts that were repaired and

deleted from each bureau

just as importantly it lets me know what

accounts were not deleted so they can be

disputed again

here are my new credit scores along with

an arrow showing me how much they've

gone up scrolling down to credit items

here's a tally of the accounts that were

repaired and deleted

below are the negative accounts that

survive the first dispute and are

prepared to be disputed again

using what it's learned from millions of

disputes credit versio's ai thinks

strategically

dispute analyze the results

then change dispute strategies for the

highest probability of success

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with the best of intentions many people

who try to fix their own credit or hire

a credit repair company have limited

success that's because people even

credit experts do not have the ability

to process the incredible amount of data

on a credit report software

has now solved that problem artificial

intelligence machine learning strategic

disputes

credit versio is a credit repair expert

so you don't have to be so what does it

cost the most popular credit repair

companies charge about 89 to 129 a month

to dispute only two or three accounts a

month compare that to credit versio

where the only cost is a compatible

three bureau credit report and they're

as little as

and ninety five cents per month because

credit versus supports unlimited

disputes not only is it more effective

it's faster and the total cost is much

less

no contract no hidden fees

cancel anytime online

thank you for watching and i hope you're

inspired to take control of your own

credit repair for more information or to

contact us directly please visit

creditversion.com

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you